Income Tax Calculator (FY 25-26)

Confused between the Old and New Tax Regimes? The New Regime has lower rates but no deductions. The Old Regime encourages savings.

Use this tool to find which regime saves you more money.

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* Deductions apply ONLY to Old Regime

Tax (New Regime)
₹ 0
Standard Deduction: ₹75k
Tax (Old Regime)
₹ 0
Standard Deduction: ₹50k
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New vs Old Regime

The New Regime offers lower tax rates but fewer deductions. It is generally better for those with income up to ₹15 Lakhs who do not claim significant HRA or 80C deductions.

The Old Regime is beneficial if you have high deductions (Home Loan Interest, HRA, 80C, 80D, NPS). If your total deductions exceed ₹3.75 Lakhs, Old Regime might be better.

Disclaimer

Educational Use Only: This tool is meant for estimation purposes. Actual returns may vary based on market conditions.