Understanding the "Real" Return
If your Fixed Deposit gives you 7% interest but inflation is 6%, your Real Return is only 1%.
Future Value (Cost Inflation)
Used to estimate future expenses. Example: If your monthly expense is ₹50,000 today, at 6% inflation, you will need ₹1.6 Lakhs/month in 20 years just to maintain the same lifestyle.
Present Value (Purchasing Power)
Used to check the reality of a future corpus. Example: If you are happy that you will get ₹1 Crore on retirement in 20 years, this tool shows you that ₹1 Crore in 2046 will only buy you goods worth ₹30 Lakhs today.
Disclaimer
Educational Use Only: This tool is meant for estimation purposes. Actual returns may vary based on market conditions.