Mutual Fund Alpha & Expense Analyzer

A 1% difference in returns can mean a difference of Lakhs over 20 years. Similarly, a high Expense Ratio can eat into your profits significantly.

Use this tool to compare two funds (or Direct vs Regular plans) side-by-side to find the long-term winner.

Investment Amount (Lumpsum)

₹

Time Period (Years)

Fund A (Direct)

Return (%)

Expense Ratio (%)

Fund B (Regular)

Return (%)

Expense Ratio (%)

Fund A Final Value

₹ 0

Fund B Final Value

₹ 0

Cost of Extra Fees / Low Returns

₹ 0

Direct vs Regular Plans

The most common comparison is between Direct and Regular plans of the same mutual fund. Regular plans have a higher expense ratio (commission to distributor), usually 1-1.5% higher.

As this tool shows, a mere 1% difference in fees can result in losing 20-30% of your total potential corpus over 20-25 years due to the compounding effect of fees.

Disclaimer

Educational Use Only: This tool is meant for estimation purposes. Actual returns may vary based on market conditions.